NZGuitars.com

Keen to hear about your insurance drama also...when I moved to where I am now and asked about insuring books ( probably about 6-7k to replace) all I really got was, "Oh I'm sure it will be fine". I even asked should I catalogue/photograph them, they really had no interest. Was pretty obvious to me what would happen if my house ever burnt down...

yeah insurance drama good, subjudice bad, if anyone wants the tossers name I suggest you PM for now then we'll name and shame when convicted as he should be...

cholera wrote:Keen to hear about your insurance drama also...when I moved to where I am now and asked about insuring books ( probably about 6-7k to replace) all I really got was, "Oh I'm sure it will be fine". I even asked should I catalogue/photograph them, they really had no interest. Was pretty obvious to me what would happen if my house ever burnt down...

I had the same story when I asked about insuring my Gibson Les Paul Traditional.

Now I'm thinking the insurance lady's "she'll be right" attitude is probably going to come back to bite me in the ass at some point unless I do something about it...

BG wrote:[W]e'll name and shame when convicted as he should be.

+1

Back in 1975 I scored a Les Paul Recording from a second hand shop in Christchurch for $450. Even then it seemed cheap enough to justify buying the second weirdest Gibson to carry the Lester name.

A couple of months ago I found a 1977 Fender Precision bass at a Cash Converters. Original case, covers etc. $1500.

Chucked some money down on it to hold it and felt quite chuffed. It wasn't a great price but it was a good price.
2 weeks later I was up at K Road RS talking to Scott about basses, trying out an amp or two and was discussing the bass. While we were talking a guy came in to discuss his guitar which had been stolen. "They also took my Dad's P Bass too".

Scott & I looked at each other and I asked the guy a few more questions about the bass.

"Mate", I said, "I think I've just bought that bass".

I gave him the details of the Cashies and he got in contact with them and managed to recover his Dad's bass. Didn't hear if he got his guitar back (some kind of 7 string guitar).

It was amazing timing. I wasn't too bummed about the bass, happier that it made it's way back to it's owner.

ash wrote:
It's a bit like vampires... if you invite them in it's not burglary. Theft and/or receiving stolen goods is all they can charge him with.

I applaude this reference

danrawkz wrote:no. the insurance policy didn't cover us here and we learned a lesson or two about it.

Hmm that's quite an odd one. Theft generally carries a higher excess than burglary (violent/forced entry), however you could still argue the toss.

With regard to your point about the possible court case... if I may make a suggestion.
talk with the officer involved/email (so you've got it in writing). Explain that the goods were damaged while in possession of the aforesaid lowlife.
Get a quote to fix the things (possibly talk to someone like Adrian there). Submit it to the cop and ask that it be considered as reparations.

Keep in mind that the judge can choose to order that these be made to you, providing the Police make them part of their submission

twistedthoughts wrote:

cholera wrote:Keen to hear about your insurance drama also...when I moved to where I am now and asked about insuring books ( probably about 6-7k to replace) all I really got was, "Oh I'm sure it will be fine". I even asked should I catalogue/photograph them, they really had no interest. Was pretty obvious to me what would happen if my house ever burnt down...

I had the same story when I asked about insuring my Gibson Les Paul Traditional.

Now I'm thinking the insurance lady's "she'll be right" attitude is probably going to come back to bite me in the ass at some point unless I do something about it...

Nope, you can put it all back to them. There's no way that they could wiggle out of that with the material nondisclosure clause.
Ditto for you too Cholera.

Great result Dan.
Get if fixed and start playing it again. Here some inspiration...

[youtube]http://www.youtube.com/watch?v=Vsskzjig ... ure=relmfu[/youtube]

[youtube]http://www.youtube.com/watch?v=aGDfnyXnvjU[/youtube]

sam_the_bogan wrote:

danrawkz wrote:no. the insurance policy didn't cover us here and we learned a lesson or two about it.

Hmm that's quite an odd one. Theft generally carries a higher excess than burglary (violent/forced entry), however you could still argue the toss.

With regard to your point about the possible court case... if I may make a suggestion.
talk with the officer involved/email (so you've got it in writing). Explain that the goods were damaged while in possession of the aforesaid lowlife.
Get a quote to fix the things (possibly talk to someone like Adrian there). Submit it to the cop and ask that it be considered as reparations.

Keep in mind that the judge can choose to order that these be made to you, providing the Police make them part of their submission

Burglary is covered byt it has to be through what you just sayd, violent or proven forced entry.

Theft by someone who you invited onto the property is not covered. Which is what happened in this situation unfortunately. Glad to hear it's worked out eventually!

Yeah, xcaptainx has it, were allowed onto the property so they said tough shit (iirc) I'll have to ask up on that to confirm though.

meh, sorting out the pots will be a piece of piss, there's a bit of cracking around the neck joint, not sure if this was inflicted before or after it was stolen, doesn't look like it's an actual issue though.

The p90 pickups don't do too much for me, but eh it's fun to have something different to play again

This really is a great thread, great story and a great ending!


The Henderson cashies is located right below my accountants office... kind of ironic... They have a few quite decent guitars in at the moment... took some pics in case y'all are interested. Might chuck them in another thread.

Unfortunately the guy ended up getting off any charges. Somehow he claimed he bought it from Cash Converters and they weren't keeping any records of sales or something similar. Utter rubbish, amazing to think that crook is still allowed around peoples homes.

Nice that stolen gats find their way home sometimes. I am thinking of that Lotto advert where the dog falls overboard and comes home to see the owner now has a cat, but imagining a Gibson coming home to find its owner stroking a Strat .

I am not so fond of living in an apartment tbh, but i do really like the security it offers for my gat etc. No crooks can get in here unless they have my card key or abseiling gear.